Medicare Supplement plans is both selective and non-selective

What do we mean by selective? It means that they may not allow you to seek for services from some health care service providers. On the other hand, non-selective means it may allow you to seek for health care services anywhere as long as the provider at hand has accepted to serve patients who have been covered by the Medicare supplement plan. When a Medicare plan is both selective and non-selective, it means that you can go for that which you want or feel like it will meet your needs.

As for the Medicare supplement plan, get one at https://www.medicaresupplementplans2019.comthe party who decides whether to you are entitled to their services or not is basically the specialists or the health care facility in general. Some of the health care facilities and their affiliate doctors have entered into a memorandum of understanding with the Medicare insurance. In that case, the Medicare supplement plan will not discriminate against a service provider who accepts insurance cover benefit offers from Medicare. However, some of the private hospitals and doctors may not accept Medicare because of a number of reason.

One of the reason why some of the doctors and hospitals may not accept Medicare is due to the fact that the remittance of money from the Medicare program is sometimes lengthy and complicated. This will amount to more and more time being wasted in trying to follow up for payments for services offered. In some states, though, the remittance of such dues takes a very short time hence attracting some of the doctors and hospital towards offering their services on behalf of Medicare.

 

Secondly, some of the facilities and specialists may not accept Medicare because of the idea that the organizational policy does not allow them to do so. With this issue at hand, some of the facilities and even affiliate doctors will refrain from offering services which will contradict their terms and condition in the long run. It is important to know that despite the fact that not all health care service providers may shy away from accepting Medicare, there is a large number of such organization that accepts Medicare. This will guarantee you services at all time.

It is recommended that you first check with the doctors or the hospitals themselves before going ahead to seek health care services. This is because upon realizing that they do not accept Medicare, you may be forced to use out-of-pocket cash.

Developing Close Relationships When Retired

People look forward to retirement because that’s when one can make a fresh start to a new part of life. For many people their salaried employment is the crucial aspect of their lives, so it is very difficult to adjust to retirement for them. They can go in depression and sometimes face a loss of self-esteem as well. However, these feelings are very normal as we are social beings and need to be involved with others to fully enjoy life. Developing and maintaining close personal and social relationships is an important part of life after retirement.

While in the work-force, most people spend more proportion of their time with work issues overlooking family and relatives. They should spend more time in developing close relationships with the family especially their partner. Retired people should visit relatives staying in different towns after leaving work as well. While working, we don’t get time to visit our friends who live far away but after retirement you have all the time to do this. Grab your bags and visit people in different cities who had always invited you but you never got a chance. This will help you develop good relations with those relatives and allow you to see new places as well.


Retirement is the right time when one can fully devote to cherish their family and personal relationships. As humans, we all have a fundamental need to share our lives, experiences and life journey with those close to us. In recent studies, Psychologists have recognized our desire to share ourselves as an important human need. This need is often fulfilled in the activities that we enjoy with our partner, friends and family and neighbors. Enroll in an Aetna Medicare supplement today to get your expenses covered. Most seniors who are living alone don’t even consider dating but it can be a new start of a new life. Meeting new people of your age is highly recommended for seniors, you are never too old to find love. If you live on your own, relationships with your friends, children, neighbors are very important to maintain. Keeping involved in expressive activities with people and groups such as family, friends, church, community is vital to health and social life.

A constructive activity that retired people may wish to do is to volunteer in their community which can also help them develop some new friendships. There are so many possibilities of voluntary work undertaken by seniors and the value it adds to retirement living cannot be underestimated. The opportunities include joining others in re-vegetating local areas, working with local management committees, working as tutors, travel guides etc. There is a wide range of volunteering opportunities and something to suit all.

In addition, you can join different groups and meet new people of your age. Discuss topics which are of common interests. For example, ask your new friends how do they plan their retirement? What type of insurance they plan to invest in? If you know something that can benefit those people than inform them to show your sincerity towards them. Take care of your health together, go for a run or jog with your neighbor or a friend every day to stay active and do not forget to get an additional insurance such as Medicare advantage plan to help you cover medical costs.

It is observed that people with satisfying personal relationships have less illnesses and good overall health compared to the ones who don’t have good relationships after retirement. In short, living a social life where there are more people closer to you, will provide ultimate satisfaction and also add years to your life.

 

 

10 Home Safety Tips for seniors

We could think that being at home is safer than being on the street, but it is estimated that around 60% of falls and accidents among older people happen at their own houses. This is because there are many risk factors inside our homes that increase the probability of an accident. In this opportunity we will show you 10 home safety tips for seniors so you can make your home a safer place to live in.

  1. Install grab bars and safety strips in your bathroom. Your bathroom is a place in which accidents can happen very easily. Install grab bars next to the toilet and on the walls of the shower, so you can get up easier and you have something to hold on in case you lose balance. Also, place safety strips on the floor so you avoid slipping with the water and soap.
  2. Illuminate your place. This one is an important home safety tip for seniors, because our vision deteriorates with time. Make sure that there is enough lighting at home. Replace burned-out bulbs and make sure that the stairs and indoor and outdoor walkways have proper lighting. You should also consider placing nightlights in hallways and stairwells if you go to the bathroom at night frequently.
  3. Use non-slip mats and secure down rugs. Replace mats of the bathroom and kitchen with non-slip mats so you won’t accidentally fall when walking over them. Also, secure down rug edges, repair frayed carpets and remove/replace scatter rugs.
  4. Declutter and rearrange your furniture. Make sure that there is enough space to walk around. Keep pathways clear and arrange your furniture so there are no objects in the way. Also, try to keep the spaces clean so there are no clothes, shoes, toys, etc., on the floor.
  5. Put objects at a convenience height. Avoid putting things too high, especially the ones you use daily. This way you won’t have to get on chairs to reach for objects. This is useful, for example, in the kitchen, where we usually place plates and spices in high cabinets.
  6. Be careful with electronics. Remember to turn off and disconnect if possible any appliances when you are not using them. If you have a phone with a cord, keep the cord out of the way and try to replace with a cord-less one so you can use it anywhere at home. Replace any cords or wires that are torn or frayed and make sure that all electrical equipment works properly. These are important home safety tips for seniors if you want to avoid fires, short circuits or explosions. To get quotes for Medicare supplement plans in 2019 be sure to shop around on many sites.
  7. Prevent fires. Install a smoke detector if you don’t have it and replace the batteries regularly. Have a working fire extinguisher and put it in an easy-to-reach place. Do not use loose clothes while cooking and never leave the oven on or candles burning when you leave. Something important is to know at least two ways to get out of your home and have a plan in case of a fire.
  8. Lock the doors and don’t let strangers enter your house. Make sure to keep your windows and doors locked and do not let strangers enter your house when you are alone. If someone is going to repair or check something in your house, avoid being alone when the person goes. Be careful with people that go to your house offering products and asking for donations.
  9. Keep stairs safe. If you have stairs at home, be sure to install handrails in both sides if possible. Consider installing a stair lift if you have many troubles going up and down the stairs. If it is possible, people with disabilities should sleep on the first floor.
  10. Be careful when cleaning. Avoid mixing cleaning products together and do not store them in high shelves, they could spill and get into your eyes when trying to reach them. Try to clean spills as soon as they happen, so there are no chances of you falling because of them.